We will be hosting information sessions to help you understand your options for health coverage during open enrollment. These sessions are open to the public. Representatives from NH Healthy Families and Well Sense will be available to answer your questions. You can also meet with one of our trained Certified Application Counselors.
October 22, 6 to 8 pm at the Newmarket Center
October 25, 6 to 8 pm at the Nashua Center
October 29, 6 to 8 pm at the Raymond Center
Our counselors are available during the open enrollment period to help you understand your options.
To speak with a counselor call:
Nashua (603) 816-7167
Newmarket or Raymond (603) 292-7278
If you have traditional NH Medicaid you are either enrolled in a Direct Plan or a Managed Care Plan. Your insurance card will show your plan.
If you are currently enrolled in the State of NH Direct plan you must choose a Managed Care Plan during open enrollment. You will be automatically assigned to a plan if you do not choose one.
Managed Care Plan
If you are enrolled in a managed care plan your health coverage is through either NH Healthy Families or Well Sense. You will be automatically re-enrolled in your current plan. You do not need to do anything unless you would like to switch plans. To switch plans, you would need to make that change during open enrollment.
Apply for NH Medicaid at NH Easy
If you qualified for health coverage as part of Medicaid expansion you are currently enrolled in the NH Health Protection Program. Your insurance carrier is either Ambetter, Anthem, or Harvard Pilgrim Health Care.
Your plan for the upcoming year will be changing to a Managed Care Plan. Coverage will be through NH Healthy Families or Well Sense. If you do not chose a plan, you will be automatically assigned to a plan.
Apply for NH Medicaid at NH Easy
Starting July 1, 2019 everyone enrolled in Medicaid must be in a Managed Care Plan. New Hampshire is in the process of finalizing the plans to be offered. If the plan you are enrolled in isn’t offered after July 1, 2019, you will be able to make another plan selection or you will be automatically enrolled.
Our Certified Application Counselors will be available to help you through this process.
Information on Medicaid plans available from NH Department of Health and Human Services.
The Health Insurance Marketplace helps uninsured people find health coverage. In New Hampshire you will use HealthCare.gov to access the Marketplace. Plans cover essential health benefits, pre-existing conditions, and preventive care.
How much you pay for health coverage depends on your household income. You might qualify for lower costs based on your household size and income. You may also qualify for Medicaid or the Children’s Health Insurance Program. If you don’t qualify for lower costs, you can still use the Marketplace to buy insurance.
Medicaid or the Children’s Health Insurance Program (CHIP).
These programs cover families with limited income, disabilities, and other circumstances. If it looks like you qualify, check out the sections above on NH Medicaid coverage.
Getting Health Coverage
You can apply for health coverage:
- By Phone
- With in-person help
- Through an agent or broker
- With a paper application
If you’re eligible for job-based insurance, you can still switch to a Marketplace plan. In this case, you won’t qualify for lower costs based on your income unless the job-based insurance is unaffordable or doesn’t meet minimum requirements. You also may lose any contribution your employer makes to your premiums.
I Missed Open Enrollment!
You may qualify for health coverage through a special enrollment period if you have certain life changes. Life changes include moving to a new state, marriage, childbirth, or loss of coverage. This means you can enroll in or change your private plan outside Open Enrollment.
Medicaid will accept applications throughout the year. You will need to provide documents to confirm the events that make you eligible before you can start using your coverage.
We have Certified Application Counselors who can help you understand your options and assist with the application process. There is no cost for this service. Ask to speak with a Certified Application Counselor.
You can also visit HealthCare.gov or call the Marketplace Call Center at 1-800-318-2596. TTY users can call 1-855-889-4325.